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TABLE OFCONTENTS <br /> <br />2.1 <br /> <br />2.2 <br /> <br />2.3 <br /> <br />2.4 <br /> <br />2.5 <br /> <br />3.1 <br /> <br />3.2 <br /> <br />3.3 <br /> <br />4.1 <br /> <br />4.2 <br /> <br />4.3 <br /> <br />4.4 <br /> <br />4.5 <br /> <br />4.6 <br /> <br />5,1 <br /> <br />5.2 <br /> <br />5.3 <br /> <br />ARTICLE I <br />DEFINITIONS <br /> <br /> ARTICLE II <br /> PARTICIPATION <br /> <br />ELIGIBILITY ..................................................................................................................... 3 <br />EFFECTIVE DATE OF PARTICIPATION ...................................................................... 3 <br />TERMINATION OF PARTICIPATION ........................................................................... 3 <br />CHANGE OF EMPLOYMENT STATUS ......................................................................... 4 <br />TERMINATION OF EMPLOYMENT .............................................................................. 4 <br /> <br /> ARTICLE III <br /> CONTRIBUTIONS TO THE PLAN <br /> <br />SALARY REDIRECTION ................................................................................................. 4 <br />APPLICATION OF CONTRIBUTIONS ........................................................................... 5 <br />PERIODIC CONTRIBUTIONS ......................................................................................... 5 <br /> <br /> ARTICLE IV <br /> BENEFITS <br /> <br />BENEFIT OPTIONS .......................................................................................................... 5 <br />HEALTH INSURANCE BENEFIT ................................................................................... 5 <br />DENTAL INSURANCE BENEFIT ................................................................................... 6 <br />GROUP-TERM LIFE INSURANCE BENEFIT ............................................................... 6 <br />VISION INSURANCE BENEFIT ..................................................................................... 6 <br />NONDISCRIMINATION REQUIREMENTS .................................................................. 6 <br /> <br /> ARTICLE V <br /> PARTICIPANT ELECTIONS <br /> <br />INITIAL ELECTIONS ....................................................................................................... 7 <br />SUBSEQUENT ANNUAL ELECTIONS .......................................................................... 7 <br />CHANGE OF ELECTIONS ............................................................................................... 8 <br /> <br /> <br />